We provide advice to individuals in financial distress whether they are employed, sole traders, in partnership or are directors/owners of companies.

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It is important to take advice as soon as possible if you are facing financial distress or a creditor is pursuing you.

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We can assist in the following scenarios:

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• Lender's pursuing personal guarantees

• Individuals already subject to formal insolvency procedures

• Dealing with creditors, whether it be HMRC, lenders or trade creditors

• Advising with regard to entering into an Individual Voluntary Arrangement (IVA) (see the Creditor portal for further information on IVA's)

• Advising on the consequences of Bankruptcy (see the Creditor portal for further information on Bankruptcy)

• Sourcing appropriate advisers
   

ELS is not FCA regulated. We therefore work with trusted independent financial advisers, to provide appropriate advice to individuals as they require.

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