Services for Individuals
We provide advice to individuals in financial distress whether they are employed, sole traders, in partnership or are directors/owners of companies.
It is important to take advice as soon as possible if you are facing financial distress or a creditor is pursuing you.
We can assist in the following scenarios:
Lender's pursuing personal guarantees
Individuals already subject to formal insolvency procedures
Dealing with creditors, whether it be HMRC, lenders or trade creditors
Advising with regard to entering into an Individual Voluntary Arrangement (IVA) (see the Creditor portal for further information on IVA's)
Advising on the consequences of Bankruptcy (see the Creditor portal for further information on Bankruptcy)
Sourcing appropriate advisers
ELS is not FCA regulated. We therefore work with trusted independent financial advisers, to provide appropriate advice to individuals as they require.